Modern Western society is gradually becoming money-less society. No, we are not talking about bankruptcy or economic downfall. We are talking about prosperity and the means to express it. It is now possible to buy and do other transactions without actually having cash. Well, this is not really a very new concept. It has been in existence for more than a century. Cash-less transaction trough credit cards can be traced as far back as the 1890’s in Europe. However, it was during the 1920’s in America that the use of credit card started to be popular even among the middle class. Restaurants, shops, and groceries started to issue credit cards to trusted customers. Today most credit cards are valid world-wide. Electronic transactions can even be done online. However, as credit card popularity grows, the problems associated with it also grow. People become trapped in debts that credit repair becomes very difficult.
To repair your credit means regaining the trust of credit card companies. You should be able to prove that you are capable of paying off your debts. But more importantly, you should be able to prove that you have the discipline to handle your finances. You really do not need to totally payoff all your debts in one time. You simply need to pay certain percentage of your debts to gain higher credit scores. You can pay the rest on installment basis. Most credit card companies offer amnesties.
To prevent lower credit score, you should avoid acquiring charge offs in your credit record. Charge offs are deemed uncollectible by the credit company and they are assigned to collection firms. However, you do not necessarily need to wait to sink deep into pile of debts to start repairing your bad credit score. The best way to do it is trough preventive actions and change of attitude. You must never treat your credit cards as unlimited source of purchasing power. Use cash whenever possible and always pay on time. Always live within your means and avoid impulsive buying.
2008-09-07
Credit Repair
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Earn Millions from Google Adsense -- NOT!
HOME||CONTENTSToday, I earned US$36,533.32 from Google Adsense. I have this screenshot of my Adsense secured page to prove it! As you can also see, I earned more than one million US dollars for the past one year! It was easy money. I actually did not do anything but simply sit around and sleep from time to time. The money simply came pouring in! -- NOT!
The screenshot you see below is a real screenshot of my Google Adsense but it is actually an edited screenshot. You do not need fancy software to edit a web page and create a screenshot. I only used Mozilla FireFox browser (Internet Explorer will also work) and Paint.
You simply need to copy-paste a set of JavaScritpt codes to the URL address bar of the browser as shown in the illustration below. This is the code that that you need to copy-paste:
javascript:document.body.contentEditable='true';document.designMode='on';void 0
After copy-pasting the codes, hit the ENTER key of your keyboard. You can then start editing directly on the web browser. Use your mouse to click the place holders of texts and graphics. You must also re-insert this address to the URL address bar: https://www.google.com/adsense/report/overview. This is to make your screenshot more convincing. You must also do the math accurately. If you observe closely, I have not done the math correctly. The numbers do not add up.
After editing, you can now make a screenshot by pressing the PrtScr (print screen) key. Open the Paint application from the accessories menu and paste the edited screenshot. Save the file in JPEG format and upload it to your website or blog post. You can now start scamming people to invest in your web-based monkey business. Well, you have the screenshot to prove it!
You must remember that the edits are only visual. The actual site is not affected by the editing. You can also use this technique to edit your PayPal secured page and impress your friends about your PayPal earnings. The JavaScript that I have revealed works for all web pages.